Much of the focus after a car accident is on the driver’s bodily injuries– and for good reason. These wrecks create life-altering repercussions. In addition, the potential severity of property damage in a claim is also significant. The technology surrounding the ability of a motor vehicle to absorb impact has improved greatly over the years. While … Continue reading “How Long Does It Take to Fix a Car After an Accident”
By law, anyone involved in a car accident must remain at the scene until law enforcement arrives. Leaving the scene after a collision results in Failing to Stop at the Scene of an Accident, a criminal offence with potentially serious penalties. This attempt to avoid responsibility is better known as a hit and run. The … Continue reading “What Happens If Someone Leaves the Scene of an Accident?”
Yes, if you are involved in an automobile accident in British Columbia, and you suffer an injury, you are eligible to collect a settlement from ICBC. Most claims fall under the jurisdiction of “minor” since new definitions went into effect April 1, 2019, including a cap on “pain and suffering” damages for minor accidents. If … Continue reading “Can I Get an ICBC Settlement If I Only Have Minor Injuries?”
Yes, the ICBC can request your medical records after an automobile accident. However, they often seek more information than what is absolutely necessary in order to minimize or deny your claim. The insurance company is a business, looking out for its bottom line, which could be at odds with paying you a fair settlement. For … Continue reading “Can the ICBC Request Medical Records?”
By law, unlicensed drivers are not covered by the ICBC. The ICBC requires that drivers of any insured vehicle are qualified and licenced to drive it. The owner of a vehicle must have a valid licence to drive it, and it is their responsibility to ensure that anyone driving the car is also licenced properly. … Continue reading “Are Unlicensed Drivers Covered by the ICBC?”
Following a car accident, it is likely that ICBC will quickly get in touch with you. In many cases, they will ask you to give a brief recorded statement about how what happened. Even though they might not tell you a statement is mandatory, it is often implied. Do you have to give a statement … Continue reading “Should I Give the ICBC A Recorded Statement?”
Knowing how to file a claim with the Insurance Corporation of British Columbia (ICBC) is important in claiming financial compensation for medical expenses, lost wages, homemaking services, and property loss. If the accident wasn’t your fault, you might be entitled to further compensation for medical and rehabilitative expenses from the other motorist’s third-party liability coverage. … Continue reading “How Do You File an ICBC Claim?”